Requested Documents

Requested Documents for a Mortgage

§  Required Mortgage Loan Documentation

·   The type of documents that we will need to process will vary on your situations. Here is a general checklist of items that will be needed.

§  W-2 Wage Earner Borrower

·   Previous two year tax returns (all pages)

·   Previous two year W-2 statements (all pages)

·   Most recent, 30 day paycheck stub

·   Most recent, 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)

·   Copy of a government-issued photo ID

§  Self-Employed Borrowers

·   Previous two year tax returns (all pages) (personal and business)

·   Most recent, 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)

·   Copy of a government-issued photo ID

§  Retired Borrowers

·   Most recent two year tax returns (all pages)

·   Most recent two year 1099 statements (all pages)

·   Social security income letter

·   Pension verification (if applicable)

·   Most recent 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)

·   Copy of a government-issued photo ID

§  This is not a complete list of all documentation that may be required.