Buyers Advantage 100% Program

Our Commitment to Homeownership

At SouthState, we learned a long time ago that there is so much more to the mortgage business than crunching numbers and calculating interest rates. It’s about helping people realize their dreams. 

That’s why we make it our business to deliver quality home loan solutions with the competitive rates you deserve. We’re proud to offer Buyer’s Advantage, a lending program designed to make homeownership more accessible to qualified low-to-moderate income borrowers. 

• For low-to-moderate income borrowers 

• Up to 100% financing available

• No mortgage insurance required 

• 640 minimum qualifying credit score 

• Great for first-time homebuyers

Our lenders will use their expertise to tailor a mortgage to your needs. To determine if a Buyer’s Advantage mortgage is right for you, please give us a call.

All loans are subject to credit approval and program guidelines. South State Bank, N.A. NMLS ID# 403455 Member FDIC SouthState offers a variety of mortgage products to meet your home purchase needs, including fixed-rate, adjustable-rate, government sponsored loans, and SouthState’s proprietary Buyer’s Advantage product. 1. Income eligibility requirements for low income is less than 50 percent of the area median income; moderate income is at least 50 percent and less than 80 percent of the area median income. The Buyer’s Advantage Program is subject to availability and may be discontinued without further notice. 2. The Buyer’s Advantage mortgage provides up to 100% financing base don the lesser of the purchase price or a bank-accepted appraisal; speak to your loan officer for qualification details. 3. Borrower must complete homebuyer education course prior to closing.